Explore comprehensive home insurance coverage.

Homeowners insurance provides financial relief by covering the costs of repairing or rebuilding your home and replacing belongings after common disasters like fires, lightning strikes, tornadoes, or break-ins. Additionally, it can assist with legal expenses in case of injuries, such as a dog bite or tree damage to a neighbor’s car.

Why do I need home insurance?

Can I get discount on home insurance?

Explore the comprehensive list of discounts available to our home insurance customers below. Keep in mind that the availability of these discounts depends on your specific policy type.

  • Affinity

Member, employee or retiree of certain businesses, occupational groups or professional associations.

  • Bundling Insurance

Auto policy plus at least one other qualifying Farmers policy such as Home, Life, Umbrella, Small Business, Specialty.

  • Multiline

Home policy plus at least one other qualifying Farmers line of business policy, such as Auto, Life, Umbrella, Small Business, Specialty.

  • ePolicy

This discount applies when the insured enrolls in ePolicy and accepts the Go Paperless terms and conditions.

  • UL-Approved Roofing Materials

  • New Home

Asphalt or fiberglass shingles approved by UL.

  • Protective Devices

Home less than 14 years old.

  • Fire alarm

  • Security system

  • Internal sprinklers

  • Home Safety

  • Plumbing leak detection and shutoff devices

  • Automatic gas shutoff

  • Windows, walls, roof, or foundation fortified against natural disaster

  • Green Certifications

  • ENERGY STAR

  • LEED

  • EPA

  • Claims Free

Home insurance customers earn a discount for being claim free for three consecutive years.

  • Rent To Own

Available to current renters policyholders for over a year if they buy a home and switch to a our home policy.

  • Preferred Payment or EFT

Available for customers who pay in full, or with a 2 pay, or sign up for a monthly pay plan with an automatic recurring electronic fund transfer.

  • Good Payer

Available for customers who pay their bill on time.

Talk to an insurance professional to accommodate your individual needs.

"I was initially concerned that home insurance could be too costly. I’ve come to realize that it’s not as expensive as I had thought."

— ANTONY C., JOHN PYUNE AGENCY CLIENT